Okay, if there is one thing that is totally apparent to me, it's this: The American Way of Life -- the vacations, the "stuff" we have in our house, the two or more cars per family, the eating out once a week, little mandatory luxuries and great expenses-- are built on credit...which is a lie. We have all been trained to live beyond our means by doing so on credit.
What would American life be like if we didn't have credit on so many things? What would our life be like if we only bought what we could pay for...and all we had was really ours and not really on lease to us through a credit card company?
Can you imagine kids working their way through college without taking out college loans? Can you imagine most folks saving up for their houses or folks living in houses inherited through their families? Can you imagine most folks living in apartments? Can you imagine having most families having only one car? Can you imagine young folks age 20-30 still living with their family and folks not thinking a guy is "immature cause he still lives at home with his folks"?
We have been so trained to believe in financial independence. But has it really been independence? Not really? It's been dependence on credit. I don't think we will be able to return to the days when family was wealth and where family was where one got one's wealth and where living close as a family was a way of gaining and keeping wealth. Our trust has been put in credit card systems who trained us to believe in the American Dream.
Will it be hard to return? Yes! Because the media owns our minds for the most part. We believe what they tell us to believe. And the American Dream has become such a "tradition" that few folks will be able to free their minds from it...and from the brainwashing of the "need" for credit.
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